Table of Contents for Planning Now (as Adobe PDF documents) Opening pages Section 1: Introduction to Futures Planning and Estate Planning. . . 8 Section 2: Common Principles and Trends . . . . . . . . . . . . . . . . . . . 15 Section 3: Government Financial and Health Care Benefits . . . . . .20 Section 4: Decision-Making . . . . . . . . . . . . . . . . . . .  . . . . . . . . . . . . .26 Section 5: Wills and Letters of Intent . . . . . . . . . . . . . . . . . . . . . . . . . 34 Section 6: Trusts . . . . . . . . . . . . . . . . . . . . . . . . . . . .  . . . . . . . . . . .  .  41 Section 7: Other Planning Considerations . . . . . . . . . . . . . . .  . . . .  49 Section 8: Financial Planning . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .55 Section 9: Services in Maryland . . . . . . . . . . . . . . . . . . . . . . . . . . .  . 60 Section 10: Planning Checklist . . . . . . . . . . . . . . . . . . . . . . . . . . . .  . 69 Appendices Appendix A: Glossary . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 74 Appendix B: State and National Resources . . . . . . . . . . . . . . . . . . . 77 Appendix C: Pertinent Internet Sites . . . . . . . . …. . . . . . . .  . . . . . . .86 Appendix D: Other Reading . . . . . . . . . . . . . . . . . . . . . . . .  .  . . . . . . 90 Appendix E: Planning Questions . . . . . . . . . . . . . . . . . . . . . . . . . . . . 94 Appendix F: Person-Centered Planning Techniques . . . . . . . . . . . .96 Appendix G: Applicable Laws . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .97 Appendix H: How to Evaluate Your Supplemental Needs Trust . . .101 Appendix I: Important Documents and Information . . . . . . . . . . . . . 103 Appendix J: Financial Statement worksheet. . . . . . . . . . . . . . . . . . .105 Appendix K: Income & Expenses (Cash Flow) worksheet . . . . . . .107 Appendix L: Questions to Ask a Financial Planner . . . . . . . . . . . . .109